HEDGEMORE
C A P I T A L
VALUE IN PROCESS
UNDERWRITING MRT
Precision in Motion
Who We Are
Hedgemore Capital is a financial producer serving both risk hedgers and capital investors with integrated, strategic solutions.
Our business model bridges insurance and hedge fund strategies—creating value through innovative risk engineering.
Rethinking Risk
Conventional underwriting centers on pricing strategy—optimizing premiums through accurate risk assessments to strike a balance between competitiveness and profitability.
In contrast, our value-in-process underwriting emphasizes active loss reduction. We selectively accept the market’s pricing—but apply dynamic numerical processes to neutralize risk, pursuing a zero-loss outcome.
Like a moving tangent line, we respond to the market in real time—deploying capital along the realized path, not conventionally projected or Monte Carlo–simulated ones. This isn’t prediction. It’s precision in motion.
What We Do
Our proprietary value-in-process underwriting focus on:
1. Market Risk Transfer
We underwrite exchange-traded options as market risk transfer instruments to generate revenue with smart delta.
2. Market Risk Transformation
We dynamically transform the risk to achieve zeroing cost.
3. Sustained Profitability
We optimize the profit engine to deliver scalable, repeatable, and uncorrelated profitability.
4. Streamlined Execution
We execute our business through AI-augmented trading.
Math Implementation
We operate on market logic and mathematical rigor. These fundamental principles are embedded in our decision system and serve as real-time guides for action.
1. Insurance Combined Ratio – The core benchmark of underwriting profitability.
2. Put / Call Parity – A market-tested relationship that anchors pricing and risk profile across linear and non-linear instruments.
3. Option Greeks (Delta, Gamma, Vega, Theta) – Sensitivity measures that guide dynamic exposure management and real-time hedging.
4. Numerical Convergence via the Law of Large Numbers – A framework that transforms randomness into stability and accuracy at scale.
Market Opportunities
We operate at the intersection of insurance, capital markets, and investment—unlocking multiple scalable income streams:
1. Premium Income
A highly liquid, transparent $6 trillion/year exchange-traded market (tracked via CME), offering real-time price discovery and constant demand.
2. Underwriting Profit
Our core business: capturing alpha through value-in-process underwriting with a focus on zeroing loss.
3. Investment Income
Float capital is strategically invested to create synergy with underwriting—integration for internal liquidity.
4. Fee-Based Services
Platform extensibility enables hedge fund–style offerings, including CTA strategies and risk advisory—delivering predictable, recurring income.
5. Capital Management
Strategic risk ceding and reinsurance optimization enhance capital efficiency and unlock scalable margins.
Industry Challenge
1. Pricing of Uncertainty
2. Top-line Competition
3. Loss Recovery
create value by managing risk better through principles, discipline, and intelligence.
create value by managing risk better through principles, discipline, and intelligence.
Our Financial Projection
1. A Clear Vision
We see a significant market opportunity and formulate the strategy to pursue it.
2. First Principles Thinking
We integrate six fundamental elements (2LCD) of adaptive convergence to revamp the traditional insurance business model by enabling margin expansion.
3. Streamlined Execution
We execute our business through AI-augmented trading.
4. Enhanced Scale Economy
We seek growth capital to drive rapid profit growth in both size and quality.
Business Risk
Our business processes are built for resilience and stability—anchored in convergence principles. But certain forces can cause divergence and destruction.
Leverage – Amplifies both gains and losses, heightening exposure to unexpected shocks and tail events.
Concentration – Exposure to single or correlated risks undermines the principle of diversification.
Our performance does not rely on leverage—allowing us to avoid these divergence triggers and preserve the integrity of our process across all environments
Our Need
1. A Clear Vision
We see a significant market opportunity and formulate the strategy to pursue it.
2. First Principles Thinking
We integrate six fundamental elements (2LCD) of adaptive convergence to revamp the traditional insurance business model by enabling margin expansion.
3. Streamlined Execution
We execute our business through AI-augmented trading.
4. Enhanced Scale Economy
We seek growth capital to drive rapid profit growth in both size and quality.
Team
John Gu
John brings over 20 years of experience in investments and capital markets, having worked with large financial institutions. His expertise spans asset & liability management, mortgage pipeline hedging, credit guarantees, insurance, and credit risk transfer through structured reinsurance deals (ACIS).
Holding a BS in Engineering and an MBA in Finance, John has leveraged his knowledge to unleash power through innovation. Series 3, 65.
AIMRT
AIMRT is a machine expert in market risk transfer and transformation (MRT).
The algorithm reacts to markets and makes trade recommendations to achieve adaptive convergence.⛳
Talents
We have access to top talents in computer science, financial engineering, financial products, and business development.
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